2 Comments

If you have no insurance. Get some cheap 20 or 30 year term. Enough that you feel your baby is protected.

We don't know what you financial situation is. But a term ladder, with conversion riders is a great place to start. Can always have a perm policy kicker now or convert a term later when have more money.

Happy to get into more details too brother

https://effsigive.substack.com/p/term-ladder-the-best-insurance-set

Expand full comment

I’m 29 and just had a baby. Which do you recommend

Expand full comment