You should see an option for conversion or a conversion rider.
It has been fairly standard across industry (in US) to have these on term products for a while. To the point when I got my first term product it wasn't even discussed in the sale (also a 30yr).
Typically they allow you to convert to any currently sold permanent product without any underwriting.
Preview for later posts, but I laddered term maturities to keep this option open if I get older.
I got a 30 year policy when I was around 32. Didn't know about making that a permanent product. Will look into that.
You should see an option for conversion or a conversion rider.
It has been fairly standard across industry (in US) to have these on term products for a while. To the point when I got my first term product it wasn't even discussed in the sale (also a 30yr).
Typically they allow you to convert to any currently sold permanent product without any underwriting.
Preview for later posts, but I laddered term maturities to keep this option open if I get older.
Good luck!!
Thanks! All I know is that my skillet is woefully behind others in the jungle. Glad to be learning.