2023Q4 Random Thoughts & Some More Free Money

Free Money, SBF, Fat Account Opening Bonus

Welcome Back Anon - another quarter is almost in the books, and here are some of the items that I found interesting to write about.

If you missed last quarter, you can check Q3 here.

For a while Sam Bankman-Fried was all over the news. I read an interesting story about him, but honestly was burnt out from SBF this and FTX that. It probably would have been more topical months ago, but I just didn’t care to write it up. However, with the crypto bull market coming back, it is a good reminder of the kind of cold sociopath that may be on the other side of those trades.

Also, there has been good response to the tweet round-up so there is another round of some of the highlights of the quarter.

And this quarter we have one of the best credit card account opening offers around. Seriously, this is one you want to lockup before it goes away.

But first a quick plug

Financial Consults Open

F’er quietly rolled out consults on the link tree (https://linktr.ee/bowtiedeffer) and have gotten a few under the belt. It has been a good experience so far, so let’s make it an official thing. I threw this offer out there because I kept getting DMs asking if I do consults and didn’t really have an answer.

Here’s the breakdown:

1. First come first serve - these are not and will never be some ‘stick you in a template and pretend its customized’ scams like the gooroos. Each case starts in a clean blank excel and I build it up from scratch. The goal isn’t to churn out a few a day and grift. This is using some of the limited free time over the course of a few days to really get at your questions and give answers for your situation.

   1. I figure I can do 1 consult a week on average

   2. Paid subs get priority here as well. I appreciate your support.

2. Price is currently $100:

   1. This assumes it is a few specific items you need help with.

   2. Price subject to change in the future. Each case so far has been double digit hours of my time and some back & forth. There is no obligation to keep the rate sub-minimum wage Anon

   3. If you want to pay in crypto, email and you can take a discount

3. All topics are open for questions (even outside finance if you want opinions on family or fitness or whatever). If it is outside my circle of competence, I will let you know (I don’t need the money so not going to take on a question I can’t confidently answer). If you think you have some niche question, just email or DM me on twitter and I’ll let you

   1. Budgets, what accounts to put your money, financial projections, retirement, insurance, investment strategies, etc.

   2. I don’t provide stock picks or crypto picks. Can share what my big holdings are if you really want to know, but nothing should be considered investment advice and the assumption is you do your own research. Nowadays most of my individual names are based on others research anyway.

4. The more info you provide the better - I really want to make it beneficial to you.

5. I have side income, but a thriving business and strategies around it are not my forte. Similarly, I have owned RE in the past, but I am not the guy to tell you how to optimize your RE portfolio. This is largely for personal finance.

Anyway, if interested you can go through the linktree or email direct at effsigive@protonmail.com if you have questions. WAGMI brothers (& sisters).

Now for the week’s post.